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Gina
Gina is a married woman who lives in Narra, Palawan. She earns her living by buying and selling dry goods. Her husband, Basmala, who is 42 years old, works as a driver to earn his living and also helps in his wife's business activities. They have 10 children who are from 2 to 22 years old.

Gina joined NWTF-Project Dungganon in 2004 because she aspired for something better for her family. With the help of her past 21 loans from NWTF-Project Dungganon, Gina has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of 29,500 Philippines pesos (PHP) helped her earn a monthly profit of PHP 20,000, thus uplifting the family's standard of living.

This time, for her 23rd loan, she is borrowing PHP 29,500, which she intends to use to buy more stock of dry goods to sell at the market so that she can continue to save up for the future education of her children.

Gina is a Dungganon (a Hiligaynon word that means honorable) woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon. Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work.

Help NWTF continue its mission to help the poorest in the Philippines by visiting the NWTF lending team on Kiva to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1243
    View loans »
    Philippines Loans Fundraising
  • $57,800,425
    Funds lent in using Kiva
  • 44.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Gina purchase more stock of dry goods to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2011
Listed
Jan 26, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011