Hun S. has been spending her life cultivating crops for a long time. She learned this skill from her grandparent when she was young. Growing crops is an annual action with which she has had great success. She is able to plant the crops at least twice a year by following both rainy and dry seasons. Her husband works in the farm fields frequently alongside her. Hun S. is now married and has five kids. Two of the children are employed in various jobs. One of her children has just finished high school and doesn’t have a job yet. In addition, Hun S. says that her kid wishes to work in Korea, but she has no way to pay for the arrangement fee. Because of this, Hun S. has decided to borrow a loan from Kiva. This loan will help her to support her kid in order to work in Korea.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.