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Luis Alberto
Luis Alberto M. G. has been employed as a plumber in a water supply and sewerage company for the past 5 years. He is single and an accountant by profession. He has four people in his care, two of whom are minors. He lives in the city of León, in Nagarote municipality. He has lived there for 36 years.

Luis Alberto has been granted a loan to improve his home. This is his first loan with CEPRODEL. He is happy to have received the loan since it will allow him to improve his children's home.
View original language description ↓
Don Luis Alberto M. G., es empleado de una Empresa de Acueducto y Alcantarillado, desempeñando el puesto de Fontanero, desde hace 5 años.

Es Soltero, de profesión Técnico en Contabilidad, con cuatro personas a su cargo dos de ellas son menores de edad, vive en la ciudad de León, Municipio de Nagarote, ya tiene 36 años de vivir en este lugar.

Se le otorgó un crédito destinado para Mejorar su vivienda, este es su primer crédito con CEPRODEL, está contento por haber recibido este crédito ya que le permitirá mejorar la casa de sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,749,225
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Luis Alberto housing improvements.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 24, 2011
Jan 27, 2011
Currency Exchange Loss:
Nov 8, 2012