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Amahoro Group
In this Group: Generose, Aloysi*, Alphonsine, Josianne, Christine, Donatile, Augustin, Annonciathe, Geneste, Rachel, Drocella, Gaudence, Donathilla, M.jeanne, Florence, Claudine, Odette, M Jeanne, Annonciatha, Judith, Selaphine, Dinah
* not pictured
Josiane owns a foodstuffs business. She is married to a farmer and they have two children who are between two and five years old. None of her children attend school yet because they are still young. Josiane is the leader of a borrowing group called Amahoro in Kinyarwanda, which means “The Peace” in English. Josiane sells foodstuffs such as beans and sorghum. She has had this business for two years. She will use the loan to add more foodstuffs to sell. With the profits, she will build a house as well as buy cattle to raise. She would like to have 500,000 RWF as a loan amount in the future.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 3
    View loans »
    Rwanda Loans Fundraising
  • $15,509,150
    Funds lent in using Kiva
  • 585.0
    Rwanda Francs (RWF) = $1 USD