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Amahoro Group
In this Group: Generose, Aloysi*, Alphonsine, Josianne, Christine, Donatile, Augustin, Annonciathe, Geneste, Rachel, Drocella, Gaudence, Donathilla, M.jeanne, Florence, Claudine, Odette, M Jeanne, Annonciatha, Judith, Selaphine, Dinah
* not pictured
Josiane owns a foodstuffs business. She is married to a farmer and they have two children who are between two and five years old. None of her children attend school yet because they are still young. Josiane is the leader of a borrowing group called Amahoro in Kinyarwanda, which means “The Peace” in English. Josiane sells foodstuffs such as beans and sorghum. She has had this business for two years. She will use the loan to add more foodstuffs to sell. With the profits, she will build a house as well as buy cattle to raise. She would like to have 500,000 RWF as a loan amount in the future.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,423,225
    Funds lent in using Kiva
  • 585.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Amahoro Group's $3,300 loan helped a member to buy more foodstuffs to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 12, 2011
Jan 25, 2011
Currency Exchange Loss:
Jun 15, 2011