Jaffar M. is a married man with eight children between the ages of 22 and 6 years old. He describes himself as kind and smart. His business is located in Likoni estate in Mombasa, Kenya. Mombasa is in the coastal region of Kenya and is well known for its many many tourist attraction sites – not forgetting the Indian Ocean's white beaches.
Jaffar supplies water to local people. Besides that, he owns some rental houses. He has been in business for 20 years now. He says that his business is profitable and his major challenge is financial constraint. Nevertheless, he works very hard to keep his business doing well. He is using his loan of 50,000 Kenyan shillings to diversify into a transport business by buying a motorbike. He hopes to grow his business and improve the living standards of his family.