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Em
Em M., 60, is married and resides with her three children in Kampong Chnang province, Cambodia, an area known for palm products. M. is a housewife while two of her children are employed, earning an income of USD 2 each per day to help cover the family expenses. Each month, the family has to spend USD 55 on food and USD 10 on the other necessary expenses.

M. is requesting a loan of USD 600 to dig a well and purchase wire to light the house. This will be her third loan from CREDIT, a long-standing Kiva’s partner.

Additional Information

About KREDIT

KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 153
    View loans »
    Cambodia Loans Fundraising
  • $35,794,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Em dig a well and purchase wire to light the house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 6, 2011
Listed
Jan 25, 2011
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2012