A loan of $525 helped to purchase additional stock such as soft drinks and ingredients for her snacks.

Emmy's story

A new business for each new year? In 2006 Emmy K. established a business raising and selling guinea fowl. In January 2007 she added another, selling soft drinks and snacks (like the yummy cakes in the photo). She requires a loan of $525 to purchase additional soft drinks and ingredients like flour, sugar, and eggs in bulk, so that she can increase the quantity and range of her goods. Emmy has already successfully repaid one loan from SELFINA and we eagerly await any business proposals for 2008…


SELFINA is engaged in economic empowerment of women in Tanzania through a leasing and leaseback arrangement as a practical way to achieve economic and social emancipation.

SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through Micro Leasing. Customs and traditions in Tanzania normally make it difficult for women to own land and assets, and they are therefore termed not-creditworthy by financial institutions as they lack tangible collateral assets. This leads to poor financial support and poor access to basic needs and services for women with low incomes.

SELFINA buys and leases equipment to women. Where a client needs working capital, SELFINA buys equipment from the said client, extending a loan to her, and then leases back the same equipment – a process called "sale and leaseback".

Loan details

Lenders and lending teams

Loan details