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Leodaliza C. is from the village of Claveria, Misamis Oriental. She is 32 years old. Leodaliza is married and has 3 school-aged children. To make a living, Leodaliza owns & operates a business venture in the retail sector running a sari-sari (variety) retail shop. While not the only means for generating revenue, the main source of income for the business comes from buying and selling daily-use products such as shampoo, soap, canned goods,snack foods, biscuits, detergents & toothpaste in the local community. Leodaliza has been engaged in her business for over 5 years and earns approximately 12000 PHP a month for these activities.

In 2008, Leodaliza joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Leodaliza has successfully repaid a previous loan of 16000 PHP from HSPFI. This previous loan was used to to purchase additional inventory & working capital. Leodaliza is requesting a new loan of 21000 PHP which will be used to purchase additional products to sell, like canned goods & snack foods. This loan will be the 8th loan taken out by Leodaliza from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 276
    View loans »
    Philippines Loans Fundraising
  • $52,061,525
    Funds lent in using Kiva
  • 44.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Leodaliza to purchase additional products to sell, like canned goods & snack foods.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 19, 2011
Jan 25, 2011
Currency Exchange Loss:
Nov 15, 2011