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Ly U., 51, is married and resides with her child in Kampong Chnang province, Cambodia, an area known for palm products.

U. sells Cambodian noodles and grows rice, earning an income of US $6 per day. Her child is employed at the factory, earning an income of US $3 per day to help cover the family expenses.

Each month, the family has to spend US $40 on food and $10 on the other necessary expenses. U. is requesting a loan of US $400 to purchase a plot of farmland to expand the farming business.

In the future, she would like to use the additional income to repair her house. This will be her first loan from CREDIT, a long standing Kiva partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 114
    View loans »
    Cambodia Loans Fundraising
  • $35,445,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Ly to buy a plot of farmland to expand the farming business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 6, 2011
Jan 25, 2011
Currency Exchange Loss:
Feb 15, 2012