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Union Y Solidaridad Group
In this Group: Minerva, Alma Sandra, Victoria Isidra, Carmelita, Sara, Socorro, Silvia, Maria Dolores, Silvia, Maria Lucina, Martha
This photo was taken at the home of Sra. Minerva Pérez, a member of the group “Unión y Solidaridad” (Unity and Solidarity) which is located in the State of Veracruz in Mexico. Minerva began selling household items five years ago. She is requesting a loan to acquire more merchandise. Her sales have improved, so she is requesting this loan to invest in more products. Minerva is 29 years old and studied for a business degree. She is the mother of a one year old son. Minerva hopes to generate more revenue and improve the quality of life for herself and her son.

Silvia M. is the group president. She is 35 years old and studied through high school. Silvia has two children. She began selling shoes through a catalog three years ago. Silvia is requesting a loan to buy shoes for the school year since students are returning to classes.

Note: Looking at the eleven women in the photo, the woman whose face and torso are partially obscured is named Socorro. She is standing at the back, second to the left.

View original language description ↓
Esta foto fue tomada en la casa de la señora Minerva Pérez, una integrante del grupo unión y solidaridad, que está ubicado en el estado de veracruz, en México. Minerva se dedica a la venta de artículos del hogar que inició hace 5 años. solicita el préstamo para adquirir mas mercancía, sus ventas han mejorado por lo que solicita el préstamo para invertir mas en sus productos. Ella tiene 29 años, estudió una C. comercial, y es madre de un varón de un año, espera obtener más ganancias y mejorar la calidad de vida de ella y su hijo. Silvia M. es la presidenta del grupo, tiene 35 años estudió hasta la secundaria, tiene 2 hijos. Silvia se dedica a la venta de zapatos por catálogo, que inicio hace 3 años. solicita el prestamo para la compra de zapatos por temporada de regreso a clases. Observaciones: se ve a las 11 mujeres del grupo en la foto, la señora que sólo sale su cabeza y parte de su torso se llama Socorro, la segunda de izquierda a derecha de las que estan atras.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 15
    View loans »
    Mexico Loans Fundraising
  • $18,745,125
    Funds lent in using Kiva
  • 12.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Union Y Solidaridad Group's $2,925 loan helped a member purchase merchandise to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 30, 2010
Feb 1, 2011
Currency Exchange Loss:
May 15, 2011