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Victoriano R. E. has worked for an aqueduct company for 20 years. He is a security guard.

He is 55 years old and married. He has two people under his care, and one is a minor. He lives in the Managua department in the Ciudad Sandino municipality.

This is his first loan with Ceprodel. He is requesting the loan to improve his house. He will do things like put down a floor and build a wall.
View original language description ↓
Don Victoriano R. E. es trabajador de una empresa de Acueductos desde hace 20 años, desempeñando el cargo de Agente de Seguridad.

El es Casado de 55 años de edad, tiene 2 personas a su cargo y una de estas es menor de edad. El vive en el departamento de Managua en el Municipio de Ciudad Sandino.

Este es el primer crédito con CEPRODEL, el lo solicita para mejorar su casa, como es ponerle piso y hacer un muro.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 109
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 21.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Victoriano to improve his house by putting down a floor and building a wall.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 20, 2011
Jan 26, 2011
Currency Exchange Loss:
Nov 8, 2012