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This is a young, 26-year-old single man. He is unemployed despite having pursued university studies. He makes a living by selling miscellaneous items from a booth at the corner of his street. He sells candy, cookies, chips, ball pens, pencils, gum, toilet paper, paper tissues, bread, butter, etc. to passersby and local residents.

His daily income ranges from 20,000F to 25,000F. He has already repaid a previous loan, and plans to use this second loan to achieve his goals of becoming a businessman, traveling abroad to import products that are hard to find locally, starting a family, and improving his living conditions.

With this loan, he plans to buy one carton of cookies of various brands, one carton of detergent soap, jars of margarine, pâté, and chocolate spread, one carton of small cans of condensed milk, bags of candy, bags of chips, sugar, and salt. He plans to continue with this activity until he achieves his goal of becoming a famous businessman.
Jeune homme de 26ans, célibataire avec son niveau universitaire qui se débrouille devant au coin de sa ruelle pour pallier à son état de chômage.

Il a un kiosque où il vend un peu de tout au passant et aux habitants de son secteur tels que : bonbons, biscuits, chips, stylos a bille, crayons, gomme, papier hygiéniques, mouchoirs à jeter, pains, beurre, …

Par jour, il vend 20.000F et 25.000F, il a remboursé le prêt passé et veut s’engager avec le deuxième prêt pour réaliser petit à petit son but :
- devenir homme d’affaire.
- Faire des voyages afin d’importer certains produits rares sur son marché.
- Fonder une famille.
- Vivre dans les meilleures conditions.
Il compte acheter pour ce prêt 1carton de biscuits de différentes marques, 1carton des savons en poudre, des pots de : (margarine, pâté, chocolat a tartines), 1carton de petites boites de lait concentré, des sachets de bonbons, des sachets de chips, du sucre, du sel . Il compte évoluer dans ce commerce jusqu'à ce qu'il atteigne son objectif, celui de devenir un homme d'affaire célèbre

Additional Information

More information about this loan

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

Please note that this Field Partner does not meet all of the minimum criteria for partnership with Kiva. HOPE Congo is a start-up MFI that is being fully backed by the HOPE International with an institutional guarantee. Because Kiva lenders are fully protected against institutional failure by the guarantee agreement, Kiva felt it was appropriate to override our minimum criteria in order to access this new market.

About Congo (Rep.)

  • $2,250
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,177,650
    Funds lent in using Kiva
  • 482.4
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Meland to stock up on cartons of milk, butter, sweets, soaps and detergents.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jan 20, 2011
Jan 26, 2011
Currency Exchange Loss:
Feb 15, 2012