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Espérence Augustine
This lady is a single 46 year-old mother of two, and has been a hairdresser since 2007. From her salon, near her home, she offers makeovers for women and young girls in her quarter and its surroundings.
She has repaid her previous loan thanks to her revenue that approaches 15,000 F per day.
With the current loan, she wishes to improve her services by offering beauty products such as frizz serum, hair gel, five litres of shampoo, five litres of conditioner, a range of branded hair products, hairnets, makeup, and hair foils and weaves for special occasions.
In order to continuously improve her service, she wishes to grow her salon by adding cosmetics to her product range; she hopes that in doing so she'll generate higher profits and will be able to put some money aside so she can look after her two daughters.
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Femme de 46ans, célibataire, mère de 2 enfants, coiffeuse depuis 2007. Son salon, situé dans sa zone d’habitation,Elle coiffe, maquille les femmes et les jeunes filles de son quartier et les environs.

Le remboursement du prêt n’as pas connu de défaut de payement grâce à ses ventes journalières qui avoisinaient les 15.000F.

Avec le présent prêt, elle va plus améliorer les conditions de ventes en augmentant les articles de beautés comme : des gros pots de défrisant, 1 gros pot de gel a cheveux, 5litres de shampoing, 5litres de démêlant, des gammes de produits de soins capillaire de grande marque, les filets, les produits pour maquillage et pour les grandes les cérémonies. Les mèches et tissage de toutes marques.

Dans le souci de faire toujours mieux, elle veut agrandir son salon en ajoutant les produits cosmétiques afin de faire plus de bénéfices et épargnes et enfin s’occuper convenablement de ses 2 filles.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 482.4
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Espérence Augustine to purchase beauty products such as conditioner, gel, face cream and manicure / pedicure products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 20, 2011
Jan 25, 2011
Currency Exchange Loss:
Jun 15, 2011