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Sandra
Sandra M. O. lives in Huitzililla, in Ciudad Ayala, in the State of Morelos, Mexico. She is 27 years old and studied up to the third year of high school. She has her diploma.

Sandra is married and has one son called Miguel Ángel who is 3 years old. She sells shoes and bedspreads through a catalog. Sandra has requested her loan to buy shoes and bedspreads in order to fill her orders. She offers her customers women's, men's and children's shoes, and bedspreads, through a catalog. Her customers are girls who buy shoes and ladies who buy bedspreads.

Sandra started her business three years ago in Cuautla. When she moved, they offered for her to make catalog sales. She was enthusiastic and ordered her catalogs in order to start making sales. Sandra goes from house to house offering her products for sale. Her husband gave her the money to start her business. Her husband was working in the US but he has since come home and is working in the countryside.

Sandra's business is important because she has been making a profit in it. She likes it when she visits her customers and they buy her products. She is proud because, thanks to God, she has money. The challenges that she faces in her business are high costs and competition. There are many other women and girls who make catalog sales.

Sandra uses the profits that she makes in her business to buy more shoes and bedspreads and to cover her expenses. Sandra lives with her parents. Her business has helped her family. Sandra does her work for her household, to cover household expenses. She would like to make some improvements to her home, buying windows and glass. Her plans and hopes are to improve her business and to continue living in her home with her parents. She is very happy to be receiving this loan. Her wish for her son's future is for him to study. This loan will help her to continue working and to continue selling so that he doesn't want for anything.

Huitzililla is a very quiet village. It is close to the countryside where people grow beans, corn, onions and green beans. Sandra would like to say to Kiva and to Fundación Realidad "Thank you for the loan. I will not let you down. I will continue to pay back my loans so that you will lend me more in the future".
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La señora Sandra M. O. está ubicada en la comunidad de Huitzililla, Cd. Ayala, en el estado de Morelos, México, ella tiene 27 años de edad, estudio hasta el 3er. Año de secundaria tiene su certificado, ella es casada y tiene 1 hijo se llama Miguel Ángel tiene 3 años de edad, ella vende zapatos y colchas por catalogo ella solicito su préstamo para comprar zapatos y colchas para surtir sus pedidos, los productos que ofrece a sus clientes son zapatos de mujer de hombre, de niños, de niñas y colchas por catalogo, sus clientes son las muchachas le compran zapatos y las señoras le compran colchas, ella inicio su negocio hace 3 años fue a Cuautla y cuando paso le ofrecieron vender por catalogo y se animo y pidió sus catálogos para comenzar a vender va de casa en casa ofreciendo sus productos llega a su negocio caminando es ambulante, su esposo le dio dinero para iniciar con su negocio su esposo estaba en estados unidos trabajando pero ya se vino y está trabajando en el campo, Su negocio es importante porque le va quedando algo de ganancias a ella le gusta cuando va a ver a sus clientes y le compran sus productos y está orgullosa porque gracias a Dios si le queda dinero, los desafíos que enfrenta su negocio son los costos elevados y la competencia hay muchas señoras y muchachas que venden por catalogo. Las ganancias de su negocio las utiliza para comprar más zapatos y colchas y a veces para los gastos, ella vive con sus papas, su negocio ha ayudado a su familia ella se va haciendo de sus cosa pequeñas para su hogar, para los gastos de su casa, las mejoras que desea hacer a su vivienda comprar las ventanas y los vidrios para su casa, sus planes y esperanzas son mejorar su negocio y vivir ya en su casa porque vive con sus papas, ella está muy contenta con este préstamo que le dieron, las mejorías que deseo lograr para el futuro de su hijo son que estudie y este préstamo le va a ayudar a seguir trabajando a seguir vendiendo para que no le falte nada. Huitzililla es un pueblo muy tranquilo, está cerca el campo, siembran frijol, maíz, cebolla, ejote, la señora Sandra quiere decirle a Kiva y a Fundación Realidad “gracias por el préstamo, que no les voy a quedar mal y voy a seguir pagando para que me presten más”

About Mexico

  • $11,249
    Average annual income
  • 31
    View loans »
    Mexico Loans Fundraising
  • $18,350,050
    Funds lent in using Kiva
  • 12.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sandra to buy women's and children's shoes, and bedspreads, to stock her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 10, 2011
Listed
Jan 24, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011