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La Dueña Group
In this Group: Gabriela , Josefina, Valeria, Minerba, Isabel Esperanza , Hipolita, Amanda
This solidarity group is called La Dueña (The Owner) because each member owns her own business. It is located in the Terraplen neighborhood in the town of Tierra Blanca which is in the state of Veracruz. The group has seven members who know each other because they are friends. This is loan #2 with Fundación Realidad.

The group representative is Amanda I. L., 39. She only finished 6th grade and is married to Mr. Javier Domínguez with whom she has four children: Julio Cesar, Héctor, Juan Carlos and Alexander, who are 23, 21, 12 and 4 years of age. Currently the younger ones still live at home with her and to elementary school and to preschool.

Over seventeen years ago she started her Mexican fast food sales business. She sells from Monday through Friday in the morning and during weekend evenings in a small passageway she built in front of her house.

Doña Amanda needs this loan to buy ingredients (beans, oil, corn, meat, tomatoes, cabbage, chilies, onions, tortillas, eggs and potatoes). She feels that if she invests more in her business her profits will increase and she will be able to provide schooling for her youngsters because she wants them to have a better quality of life in the future.

Mrs. Hipólita Rodríguez A. is also a member of the La Dueña group. She is 39 years old and finished third grade. She is married to Mr. Demetrio Domínguez with whom she has four children: three boys, Javier,22, Gabriel, 14, and Demetrio, 12, and a girl, María del Carmen, 20. The youngest ones go to elementary school.

Over four years ago Doña Hipólita started her own tamale selling business. She sells door to door and decided to start her own business because she says she earns more from her sales than as a salaried domestic employee. She needs the loan because she wants to set up a small grocery store at home. She tells us that she has the space but lacks economic resources to buy stock items (soap, beans, oil, sugar, rice, salt, candy and beverages) to open her little store. She hopes the business will be successful and provide good profits to continue investing in it and in her young children’s education.

The other five members are:

Gabriela A. M. – clothing sales
Josefina I. L. – tamale and taco sales
Valeria B. S. - groceries
Minerba M. A. – clothing and beverage sales
Isabel Esperanza Díaz G. – clothing sales
View original language description ↓
Este grupo solidario se llama La Dueña porque cada una de las integrantes del grupo es dueña de su propio negocio. Esta ubicado en la colonia Terraplen en el municipio de Tierra Blanca que pertenece al estado de Veracruz. El grupo esta conformado por siete integrantes que se conocen por ser amigas. Este prestamo es el numero dos con Fundacion Realidad.

El representate del grupo se llama Amanda I. L., tiene 39 años de edad, solo estudio hasta el sexto grado de primaria y esta casada con el señor Javier Dominguez con el cual tiene cuatro hijos que llevan por nombre Julio Cesar, Hector, Juan Carlos y Alexander de 23, 21, 12 y 4 años de edad, actualmente los mas pequeños son los que viven con ella y asisten a la primaria y preescolar. Ella desde hace mas de 17 años inicio su propio negocio de venta de antojitos mexicanos, ella vende de lunes a viernes por la mañana y el fin de semana por la noche en un pequeño corredor que construyo enfrente de su casa. Doña amanda necesita este credito para invertirlo en la compra de insumos (frijol, aceite, maiz, carne, tomates, repollo, chiles, cebolla, tortillas, huevos y papas), ella piensa que si invierte mas en su negocio sus ganancias aumentara y podra darle estudios a sus pequeños hijos ya que no quiere que en un futuro ellos tengan una mejor calidad de vida.

La señora Hipolita R. A. tambien es integrate del grupo La Dueña, ella tiene 39 años, estudio hasta el tercer grado de primaria y esta casada con el señor Demetrio Dominguez con el cual tiene cuatro hijos de los cuales 3 son hombres y se llaman Javier de 22 años, Gabriel de 14 años y demetrio de 12 años y una mujer de nombre Maria del Carmen de 20 años, los mas pequeños asisten a la primaria. Doña Hipolita hace mas de cuatro años inicio con su negocio de venta de tamales, ella vende casa por casa y decidio iniciar con su propio negocio ya que dice que se gana mas trabajando en su venta que siendo empleada domestica. Ella necesita ete prestamo ya que desea poner una pequeña tienda de abarrotes en su casa, nos platica que ya tiene el local solo le falta los recursos economicos para invertirlo en compra de insumos(jabon, frijol, aceite, azucar, arroz, sal, dulces y refrescos)para poder abrir su pequeña tiendita, ella desea que su negocio tenga exito y de buenas ganancias para seguir invirtiendo en el y en los estudios de sus pequeños hijos.

Los otros cinco integrantes son:

Gabriela A. M. - venta de ropa
Josefina I. L. - venta de tamales y tacos
Valeria B. S. - abarrotes
Minerba M. A. - venta ropa y refescos
Isabel Esperanza D. G. - venta de ropa

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 19
    View loans »
    Mexico Loans Fundraising
  • $18,764,650
    Funds lent in using Kiva
  • 12.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Dueña Group's $2,250 loan helped a member sales of clothes, tamales, groceries, fast food and beverages.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 17, 2011
Listed
Jan 24, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011