La Loma Group
Some of the people in the community work raising animals and others work in commerce. All of the children have easy access to education so that they can enjoy a better future. They are all studying and their parents are more concerned about them getting an education than they were in the past.
There are 8 members in the "L. Loma" group: 6 women and 2 men. They gave their group the name "L. Loma" because they are all close neighbors and they live on the same hillsiD.. All of the group's members are engaged in commerce and sell different products. Their names are as follows:
1.-Jilia C. R. - 52 years old
2.-MarceL. G. L. - 36 years old
3.-Belem L. D. L. L. - 28 years old
4.-Bertha C. T. - 28 years old
5.-Maria Andrea R. C. - 21 years old
6.-Margarita D. L. C. F. - 30 years old
7.-Roberto H. C. - 34 years old
8.-Ruben G. R. - 22 years old
The leader of this group is Bertha. She is 28 years old and has been married for 9 years. She lives with her husband in her own home. She has two daughters who are in elementary school. Bertha's husband works in a market in the center of San Felipe, selling fruit and vegetables. In order to help her husband, Bertha sells children's clothes and children's underwear (underpants and socks). She sells her products in her own community of Palmillas. She sets up outsiD. her daughters' school, laying down a cloth on the ground so that she can set out her merchandise and start making her sales.
Bertha tells us that the most difficult part of her work is that she has to proviD. her clothes on credit because people tell her that they don't have enough money to pay her straight away. For this reason, she sells her products and collects payment in instalments so that she is able to make her sales. She uses the small amount of money that she makes (she tells us that it isn't much) to help her husband pay for food for their daughters, so that they have something to take to school for breakfast and so that they can eat well when they get home. One of Bertha's goals is to acquire business premises in the center of town where she can better sell her clothes and she would also like to improve her financial situation. Bertha would like, over time, for her business to do better and she would like to find her own business premises.
1.-Jilia C. R., tiene 52 años D. edad
2.-MarceL. G. L., tiene 36 años
3.-Belem L. D. L. L., tiene 28 años
4.-Bertha C. T., tiene 28 años
5.-Maria Andrea R. C., tiene 21 años
6.-Margarita D. L. C. F., tiene 30 años
7.-Roberto H. C., tiene 34 años
8.-Ruben G. R., tiene 22 años
L. lider del grupo es L. señora Bertha, tiene 28 años y es casada por el civil desD. hace 9 años, L. señora vive con su esposo en una casa propia, tiene 2 niñas que van a al escueL. estudian L. primaria, el señor trabaja en un mercado en el centro del pueblo D. San Felipe vendiendo frutas y verduras, L. señora para poder ayudar a su esposo venD. ropa D. niña, ropa interior calcetas y calcetines para los niños, venD. en L. misma comunidad donD. vive en Palmillas, lo hace afuera D. L. escueL. D. sus hijas, ahi pone un hule en el piso para poner encima L. mercancía y empezar a vender, Doña Bertha nos platica que lo dificil es que tiene que fiar L. ropa porqué L. gente le dice que no tiene dinero para pagarle enseguida por eso L. da en pagos para poder vender, con lo poco que gana porqué nos dice que no es mucho le ayuda con L. comida a su esposo para sus hijas que se llevan algo para el desayuno y llegando a su casa coman bien, una meta es que pueda tener un local en el centro para poder vender bien y estar mejor economicamente, doña Bertha quiere que con el tiempo le vaya mejor y buscar su propio local.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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