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Reunion Group
In this Group: Hassanatu, Sahr, Bintu
In this photo are the members of the “Reunion” Group. They are small scale businesspeople based in Makeni, a city in northern Sierra Leone. They are seeking a loan of SLL 1,200,000 for each member of the group from Kiva lenders. With the help of this loan, they will be able to expand their businesses, earn a better profit and thereby improve their standard of living.


The leader of this group is Hassanatu J.. Hassanatu is forty-two years of age. She was born in one of the villages that make up Sanda. However, she currently resides in Makeni with her husband and two children. Her husband works as a driver and her children are in school. One child attends primary school and the other is in secondary school.


Hassanatu has been a businesswoman for many years now. She sells clothing for babies. With her share of this loan, she will further improve her business by buying baby clothes at wholesale to grow her business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,015,550
    Funds lent in using Kiva
  • 4,225.0
    Sierra Leone Leones (SLL) = $1 USD