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Ruzanna E. was born in 1977. She lives in Koti village, Ijevan area. Ruzanna is married and has 3 children, who are already going to school.

Ruzanna and her husband are engaged in animal breeding and land cultivation. On their farm they breed cows, pigs, turkeys and chickens. They grow wheat and potato plants as well. Thanks to their occupation, they support their family and also bought a truck, which they use to transfer fodder to their farm, to transport cows to mountains in summer months, and to bring firewood to their home.

Ruzanna asks for an 800,000 AMD loan to buy some calves and a sow, which will allow Ruzanna to develop her farm and to increase her family’s income in the future.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,083,350
    Funds lent in using Kiva
  • 367.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,200 helped Ruzanna to buy some calves and a sow for her farm.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 21, 2011
Jan 24, 2011
Currency Exchange Loss:
Jan 15, 2013