Sem P., 52, is a village woman living in Kompong Cham Province. She is a local crop farmer, growing rice and vegetables on her own farmland. To help meet the family's daily expenses, her husband works as a builder in and around his community. They have seven children, two of whom are single and five are married and living in their own house.
Sem P. has two children who are sewing workers at the garment factory. Dry weather is coming at the beginning of this year, and it may affect Sem P.’s business. She faces a difficult season if she is not able to irrigate her crop. Sem P. is taking out her loan to purchase some pipe and a water pump for her crops. With any remainder of the loan funds, she will build a new toilet for the whole family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.