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Teresa De Jesús
View original language description ↓
Teresa de Jesus is a woman who studied to be an accountant. For a long time she worked as an accountant in a auto parts store. However, in a personnel "readjustment" she was fired. This left Teresa without that income that she received in her home. That is how she started looking for work, but she did not succeed and the household expenses grew more and more. Therefore, she decided to start her own business to be able to obtain extra income because what her husband makes as a chauffeur was not enough. In the beginning, Teresa sold general store merchandise, but later her customers started asking for haberdashery items as well as office supplies. This is why her business includes these three types of products right now.


Little by little Teresa increased her customers and right now she is in a good position in her neighborhood. However, Teresa thinks this is a good moment to increase her business, to stock merchandise for the Christmas season. This is why she is requesting a loan for US $ 575 to be paid in a period of 6 months. With this money Teresa will be able to paint her locale and buy merchandise like wrapping paper and house decorations. With your help, Teresa will be able to make her business succeed.

Translated from Spanish by Eliana Colunga, Kiva volunteer.




Teresa de Jesús es una mujer que estudió para ser contadora. Durante mucho tiempo se dedicó a ser contadora en una refraccionaria. Sin embargo en un reajuste de personal la despidieron. Quedando Teresa desprotegida de ese ingreso extra que recibía en su casa. Así fue que comenzó a buscar trabajo, sin embargo no tenía éxito y los gastos en el hogar se hacían cada vez más grandes, por lo tanto decidió comenzar su propio negocio para poder obtener ingresos extras. Puesto que con lo que gana su esposo como chofer no les alcanzaba. En un inicio Teresa vendía mercancía de abarrotes. Pero después sus clientes comenzaron a pedirle cosas de mercería y de papelería. Es por eso que actualmente tiene un negocio en donde mezcla estos tres tipos de productos.



Poco a poco Teresa se fue haciendo de clientes y actualmente ya se encuentra más posicionada dentro de su colonia. Sin embargo Teresa considera que es momento para crecer su negocio y para surtir de mercancía para la temporada navideña. Es por eso que está solicitando un crédito de US $575 Para pagarlos en un plazo de 6 meses y con este dinero Teresa podrá pintar su local y comprar mercancía para envolver regalos y adornos para las casas. Con tu ayuda Teresa podrá sacar adelante su negocio.

About Mexico

  • $11,249
    Average annual income
  • 46
    View loans »
    Mexico Loans Fundraising
  • $18,366,900
    Funds lent in using Kiva
  • 10.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Teresa De Jesús painting her locale and buying merchandise for the Christmas season. (Pintar su local y comprar mercancía para la temporada navideña).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Dec 22, 2007
Listed
Dec 7, 2007
Currency Exchange Loss:
Covered
Ended:
Jun 18, 2008