Check out some available loans that are similar to this one!
Rubina's Group
In this Group: Rubina, Shahnaz Bibi, Kosar Parveen, Razia Bibi
Rubina is the wife of A. A. and she lives in a city called Arifwala in Pakistan. Arifwala is known for its agriculture industry. She owns a two-room house and lives with her family in the area named Zia Nagar. A very talented lady, Rubina operates a sewing business in her home. She sews clothes for her neighboring clients and earns income. She has been in this business for many years and is well-known in her region. She charges PKRs 120 for simple dress and PKRs 180 for designer dress and her customers don’t argue with her on charges because they admire her work.

She has applied for a loan from Kiva's partner, Asasah, to expand her sewing business. With the loan, she will buy clothes and thread in bulk which she will sew according to the new designs and latest fashions that she will introduce to her customers. This investment will give her better opportunities to earn a profit and she will be able to introduce her talent to many more customers as well. She is hopeful that the idea will bring positive financial changes for her business and she will be able to earn more profit.

Note: In the photo, Rubina is the lady with a book (called the Asasah Passbook).

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $14,714,500
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rubina's Group's $825 loan helped a member to buy more clothes and thread for expanding a sewing business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 21, 2011
Jan 23, 2011
Currency Exchange Loss:
Jan 15, 2012