Safia lives in a small city called Kasur, which is located in Pakistan and known for its leather industry. She is 37 years old and lives with her family in a two-room brick house in the area named Basti wanikaan. She supports her family financially by making paranday (an ornament used to tie back hair). She sells them to different cosmetics shops to earn an income. She is the mother of six children, three sons and three daughters. Only her second daughter, who is 7 years old, is managing to get an education by attending school.
Safia's husband, whose name is M. S., is involved in a shoe-soles stitching business. He makes contracts with different shoe making factories and fills their orders to earn an income. His business is well established and he has been operating this business for the past twenty-five years. Her three sons and eldest daughter also help their father in his business, by stitching shoe soles.
Safia has applied for a loan from the Kiva partner, Asasah, for her husband’s business. With the loan, he will buy needles and thread in bulk quantities, which will help him fill larger orders and make more income. Safia is sure that her husband will definitely be able to expand his business with the help of an investment.
She is a regular loan user of Asasah and this is her 5th loan application. In previous loan years, she has maintained good credit behavior and never missed any meeting.