Sakina lives in a small city in Punjab, Pakistan, called Kasur, which is famous for its tanneries industry. She has been living there in a three-room brick house with her family for the past seven years. She is 47 years old, married to G. H., and has four sons. Her three elder sons left their education and started an embroidery business, while her youngest son is 15 years old and stays at home. He is illiterate.
Her husband operates a public call office through which he offers nationwide and long distance calls to his customers. Sakina supports her family by doing embroidery work. She takes orders from her community and fills them on time to earn an income. The income helps her manage her household expenses and to save for her son’s marriage.
She has applied for a loan from the Kiva partner, Asasah, for her elder son who wants to buy an embroidery machine for his embroidery business, which will help him finish orders in less time and make extra income. Sakina is hopeful that he will successfully be able to improve the financial condition of his business.
She is a regular loan user of Asasah and this is her 4th loan application. In previous loan years, she has maintained good credit behavior and never missed any meeting.