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Ludmila is divorced with a grown daughter, Victoria. She lives in Melitopol. Ludmila runs a clothing venture selling women’s outer wear items in the central marketplace. She owns a well-equipped vending kiosk which is convenient for potential customers who stop by to try something on and buy from her.

Ludmila started her business 12 years ago. It has grown up to a size of 45,000 Grivnyas in inventory and 17,000 Grivnyas in gross income. Her net profit amounts to 7,000 Grivnyas a month. Ludmila is requesting a loan of 20,000 Grivnyas to purchase additional clothing items at a wholesale price and re-sell them at retail, thus generating additional profit as a result. She is hoping to continue growing her trade and to assist her daughter financially whenever she can.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,345,475
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Ludmila to increase her stock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 21, 2011
Jan 23, 2011
Currency Exchange Loss:
Jan 15, 2012