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Ludmila is married with two grown daughters. She is a farmer from Kamenka, which is a predominantly agricultural region of Ukraine. Ludmila grows early spring vegetables for sale in her region as well as other regions of Ukraine. She owns four big greenhouses, ten smaller ones for cabbage, and two more separate ones for seedlings. Ludmila has been in this farming business for 22 years. She has already invested about 60,000 grivnyas in this enterprise. Her annual expenses for seeds and film amount to a total of 30,000 grivnyas.

Ludmila is requesting a loan of 15,000 grivnyas to fix one of the greenhouses and purchase seeds, fertilizers and polyethylene film. Ludmila is very energetic. She never stops and always moves forward aiming at new horizons and pursuing new accomplishments. She is hoping to construct an additional greenhouse some time this year. Moreover, in addition to her farming business, Ludmila raises chicken broilers and 30 minks for the purpose of getting their skins and selling their expensive fur.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,400,750
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Ludmila to purchase seeds, fertilizers and polyethylene film.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 20, 2011
Jan 23, 2011
Currency Exchange Loss:
Sep 15, 2011