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Razia's Group
In this Group: Razia, Nasreen Bibi, Fazilat Bibi, Suraiya Bibi, Nargis Bibi
Razia lives in Jaranwala which is a small city of Punjab Pakistan which is famous for its agriculture industry. She lives there in a 2 room brick house with her family.

She is married to M. M. who is 43 years old and is a daily wage labor.

Razia has given birth to 2 sons and 4 daughters. She couldn’t provide them education facilities due to poor financial conditions. Her eldest son operates a donkey cart and offers loading services to his clients. He contributes the family financially through the earning.

She has applied for a loan from Kiva partner Asasah for her husband who also wants to buy a donkey cart and start loading business because his profession doesn’t return with good income and in result his family suffers from financial aspect.

Razia is hopeful that through the loan investment her husband will be able to approach many clients and makes better profits from his new business.
She is a regular loan user of Asasah and this is her 2nd loan application. In previous loan year, she has established a good credit behavior and never missed any meeting.

Note: “In the photo, the lady with a book (called Asasah Passbook) is Razia”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 475
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $1,100 loan helped a member to buy a donkey cart for starting a loading business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 20, 2011
Feb 3, 2011
Currency Exchange Loss:
Jan 15, 2012