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Pastora V. E. has been working as a janitor at a university campus for 12 years.

She is single, 53 years old and does not have any dependents. She has been living in the city of Managua in the municipality of Managua for 13 years.

This is her 8th loan with field partner CEPRODEL. She used the majority of the previous loans to cover medical expenses for family members and also for her home. She is requesting this loan to remodel her home because parts of it need change.
View original language description ↓
La señora Pastora V. E. trabaja como Conserje en un Recinto Universitario, desde hace 12 años

Es soltera de 53 años de edad, no tiene persona que dependa de ella, vive en la ciudad de Managua en el municipio de Managua desde hace 13 años.

Este es el crédito número 8 con CEPRODEL los que ha utilizado en su mayoría para cubrir gastos médicos de sus familiares y otros para su vivienda. Este en particular lo solicita para remodelar su casa ya que hay partes que necesitan cambio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 21.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Pastora remodel her home.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jan 13, 2011
Jan 22, 2011
Currency Exchange Loss:
Jan 28, 2012