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Francisca belongs to the Teresa Ramos community bank and lives in the district of Calleria, department of Ucayali. She is 44 and the mother of 3 children, all of them adults. Because she is a widow with limited income, with her first loan from Manuel Ramos she put up a small soft drink stand.

She still has that stand, which she attends to along with her children and her daughter-in-law. They all rise very early to take care of the business; although her older children are now economically independent they have never forgotten the great sacrifice their mother maD. for them.

With a loan from Manuel Ramos, which will be repaid in 4 months, she will buy a greater amount of products for her soft drink stand, such as 20 cases of carbonated drinks and candy in bulk. Additionally she will expand her stand, for which she will need 2 cords of lumber, 10 calamine plates, 4 cans of paint and 3 kilos of nails.

Francisca is very content to see her business growing and feels that her dreams are coming true without having to depend on others.

Translated from Spanish by Molly Puglisi, Kiva Volunteer

La señora Francisca pertenece al banco comunal Teresa Ramos, vive en Jr. Eduardo del Águila 689, del Distrito D. Calleria del departamento D. Ucayali. Tiene 44 años y es madre D. 3 hijos, todos mayores D. edad, es viuda, por lo que el ingreso que tiene no alcanza, es así que Francisca, con el primer préstamo que recibió D. Manuela Ramos deciD. poner una pequeña fuente D. soda.

En la actualidad cuenta con dicha fuente D. soda, la misma que atienD. junto a sus hijos, y su nuera, se levantan muy temprano para atender el negocio, sus hijos mayores ya se independizaron económicamente pero nunca olvidan el gran sacrificio que hizo su madre por ellos.

Con el reciente préstamo recibido D. Manuela Ramos, el cual será pagado en 4 meses, comprará mayor cantidad D. productos para su fuente D. soda para lo cual, invertirá en 20 cajas D. bebidas gaseosas, golosinas al por mayor, además ampliará su local, para ello necesita 2 cientos D. madera, 10 planchas D. calaminas, 4 baldes D. pintura, y 3 kg. D. clavos.

Francisca está muy contenta porque ve que su negocio prospera y siente que sus sueños se están realizando sin la necesidad D. depender D. otras personas.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Francisca purchase of soft drinks and candy for resale. Expansion and maintenance of commercial premises.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 23, 2007
Dec 8, 2007
Currency Exchange Loss:
Apr 23, 2008