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El Rubi Group
In this Group: Mayra Yolanda, Maria Rosario, Daisy Judith
The Rubi group is made up of three women who are very close to each other and live in the neighborhood of Las Flores in the city of El Paraíso. Below is more information about the different work that they do.

Mayra Yolanda Z. is a merchant who sells sliced bananas. She has a lot of experience making fried sliced bananas. Doña Mayra won over customers with good flavors, good portion sizes, and good prices. In addition to selling sliced bananas, she also sells pork on Saturdays. Mayra will use this loan to purchase bananas, oil, and salt.

Maria Rosario N. is a merchant who sells sweets. She is well known in her community for her work. The sweets she sells are tasty, so she has a lot of customers. In addition to the income she earns from her business, her husband sends money every month from the United States, so her living conditions are good. However, she is still eager to work. She will use this loan to purchase materials to make her sweets.

Deysi Judith O. C. is a merchant who makes and sells bread and pastries. Deysi has been perfecting her bread and pastry making technique for a long time to create a good tasting product. She has a lot of customers because there is a lot of demand for her products. She offers low prices to wholesalers. She will use this loan to purchase materials to make bread and pastries so that she can continue baking and meet the demands of her customers.
View original language description ↓
el grupo El Rubi lo integran 3 mujeres, todas muy unidas y estan ubicadas en el Barrio las Flores de la ciudad de El Paraiso, a continuacion se detallan las diferentes actividades que ellas realizan:

la sra. Mayra Yolanda Z. es comerciante y su actividad principal es la venta de tajaditas de plátano, tiene mucha experiencia en fabricar tajaditas de platano fritas..
Doña Mayra es una mujer que a sabido ganarse a su clientela, por el buen sabor, la cantidad por porción y los precios que ella ofrece, además de la venta de tajaditas de plátano también se dedica a la venta de carne de cerdo y sus derivados, esta actividad la realiza solamente los días sábados de cada semana.
Mayra utilizara el credito para la compra de platanos, aceite y sal.

la sra. Maria Rosario N. es comerciante y su actividad principal es la venta de golosinas.
Doña Maria es una mujer muy conocida en su comunidad por la actividad que realiza, ya que las golosinas que vende son de muy buen sabor, cuenta con una gran clientela.
además de los ingresos que percibe en su negocio cuenta con ayuda económica por parte de su esposo ya que el le envía remesas desde los Estados Unidos por lo que es notable que sus condiciones de vida son muy favorables. Pero esto no le quita el entusiasmo de trabajar. el credito lo utilizara para la compra de materia prima para elaborar sus golosinas.

La sra. Deysi Judith O. C. es comerciante y su actividad principal es la elaboración y venta de pan y rosquillas. Durante todo este tiempo Deysi a perfeccionado su técnica para la elaboración de rosquillas y pan logrando obtener muy buen sabor en su producto, tiene una gran clientela ya que su producto tiene gran demanda, ofrece precios bajos a los mayoristas, el credito lo utilizara para la compra de materia prima y continuar elaborando su producto y cubriendo la demanda de sus clientes.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 87
    View loans »
    Honduras Loans Fundraising
  • $8,673,875
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of El Rubi Group's $975 loan helped a member purchase cheese, butter, sugar, bananas, oil, salt, tortillas, vegetables, meat, potatoes and yucca.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 17, 2011
Listed
Jan 21, 2011
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2011