Jose is a public transport driver. He has a taxi and he works on an established route in La Paz - El Alto. He is married and he has three children, aged 18, 14, and 7. He lives in a house belonging to his in-laws in the community of Kollasuyo in the city of La Paz. His wife is a merchant who has a grocery store.
The loan requested will be used to purchase an engine and a cash register for his car. This way he will be able to keep working normally.
This is his third loan with Impro (Kiva Field Partner) and the first through Kiva.
José es transportista publico, tiene un taxi que trabaja como trufi con ruta fija La Paz – El Alto. Está casado y tiene tres hijos de 18, 14 y 7 años de edad; vive en la casa de sus suegros en la zona Kollasuyo de la ciudad de La Paz. Su esposa es comerciante y tiene una tienda de abarrotes.
El crédito que solicita será usado para la compra de un motor y caja de cambios para su movilidad; de esta manera continuará trabajando normalmente.
Es el tercer crédito con IMPRO y el primer via Kiva.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.