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Shamim's Group
In this Group: Shamim, Kalsoom, Sookhan Mai, Saira, Fahmida
Shamim, the wife of H. N., resides in a city called Khanewal in Pakistan. Khanewal is famous for its agriculture industry. She owns a two-room house there where she has been living with her family for the past 20 years. Shamim has given birth to four children: three boys and one girl. All of her children are enrolled in school and are getting their education.

Shamim is a 42-year-old housewife who prefers to stay at home to manage the household responsibilities. Her husband is involved in an animal sales business. He buys animals from the animal market at cheap rates. He raises them and then sells them to clients. He has been in this business for five years.

Shamim has applied for a loan from Kiva partner Asasah for her husband’s business. With the loan, he will buy goats and raise them to sell at a good profit.

Shamim is hopeful that through this investment her husband’s business will become improved and he will be able to serve many more clients as a result.

Note: In the photo, the lady with a book (called the Asasah Passbook) is Shamim.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 476
    View loans »
    Pakistan Loans Fundraising
  • $15,108,650
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamim's Group's $1,000 loan helped a member to buy goats for animal sales business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 18, 2011
Jan 21, 2011
Currency Exchange Loss:
Jan 15, 2012