Sabeela Hamid Raza's Group
She is 41 years old and runs a sewing business. She collects orders from her neighborhood clients and earns income after completing them on time. She does this work to share the financial burden with her husband.
She is expert in her work and can sew designer and non-designer dresses very easily. She learned these skills from her mother and they are now earning a good profit for her.
She is also a very good wife and mother who works full time in her household and takes care of her family. She is the mother of an only son who is 5 years old and has not yet started attending school.
Her husband is also involved in sewing. He is a tailor who is proficient in sewing men's clothes. His tailoring shop is located in the market and he is well known in his area for the quality of his work.
Sabeela has applied for a loan from Asasah, a Kiva field partner, to expand her sewing business. With the loan, she will buy a new sewing machine which will help her to produce good quality work and to complete her orders on time to raise her income. She is very confident that her business will be improved with the help of an investment.
She is a regular Asasah borrower and this is her second loan application. She paid the installments on her previous loan on time and never missed any meetings.
In the photo, Sabeela is the woman who is holding the group's Asasah passbook.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid