The photograph shows Horn O. at work growing fruit O. her farm. Horn O. and her husband make their daily revenue by working as local farmers in the village. This couple has been married for a few years, but they have not had children yet. The family owns a medium-sized piece of farmland where they plant jackfruit, banana, and mango trees, and they always get a good result from their planting. In order to earn an extra profit, Horn O. wishes to buy a piece of land to grow more fruit crops in a larger amount than at the present time. This loan will provide her family with this additional asset.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.