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Urkupiña Group
In this Group: Maria, Miguel, Rina Emiliana, Susana, Adda Nilda, Wanda, Maria Elena, Fanny Jeaneth
The village bank “URKUPIÑA” is a group of 7 women and 1 man who are beginning their second cycle. Their work experience on the first cycle was positive, so they've decided to continue as a village bank and request again the services of Pro Mujer. Each of the members has her own business, offering a service, product or commerce. As an organization, the village bank Urkupiña has a directive board led by a president, Maria; a treasurer, Emiliana; and a secretary, Miguel.

The president, Maria, has 7 children, two of whom live with her. For 15 years she has had a business making and selling cheese. She took classes to learn to make cheeses, from the most fine (swiss, fat-free, montañez) as well as traditional queso criollo.

Maria planted food to give to her cows, but nevertheless she also needs to buy food for them. The cheeses are sold in the July 16th fair, the Villa Tunari fair, and the Villa Adela fair. Maria says with pride that her children help her in the work, and that "alone it wouldn't be possible".

When you ask Maria what attracts her to the bank, she says "participating in the group". The communal bank Urkupiña looks larger, since the original members were joined by two additional women indicated that they would like to join (the woman in the beige sweater, and the woman in the blue hat) and a friend of the group (the woman with the plaid shawl and blue hat).
View original language description ↓
La Banca Comunal “URKUPIÑA” es un grupo de 7 mujeres y 1 varón que están iniciando su segundo ciclo. Su experiencia de trabajo del primer ciclo fue positiva por lo que han decidido continuar como banca comunal y solicitar nuevamente los servicios de Pro Mujer.
Cada una de las socias tiene negocio propio, de servicio, producción o comercio.
Para su organización, la B. C. Urkupiña cuenta con una mesa directiva integrada por una presidenta, la señora Maria, una tesorera, la señora Emiliana y un secretario de actas, el señor Miguel.

La Presidenta, la señora Maria tuvo siete hijos, de los cuales dos viven con ella.
Desde hace quince años tiene como negocio la producción y venta de queso, indica que pasó clases para aprender cómo elaborar quesos, desde los más finos (suizo, descremado, montañez) hasta el queso criollo.

La señora Maria siembra para alimentar a las vacas que tiene, sin embargo, tambien requiere comprar alimento para las vacas. Los quesos son vendidos en la Feria 16 de Julio, Feria de Villa Tunari, Feria de Villa Adela. Con mucho orgullo la señora María comenta que sus hijos le colaboran en el trabajo, ella dice “sola no podría”.

Cuando se le consulta a la señora Maria qué es lo que le atrae de la institución, ella responde “participar en el grupo”.
La Banca Comunal Urkupiña se ve fortalecida pues se encontraban reunidas las socias solicitantes, dos señoras que indicaron que ingresarían a la BC como socias adicionales (señora con chompa beis, señora de sombrero celeste) y una amistad del grupo (señora de mantilla a cuadros y gorro azul).

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 157
    View loans »
    Bolivia Loans Fundraising
  • $32,187,450
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Urkupiña Group's $2,325 loan helped a member buy bran to feed cattle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 13, 2011
Jan 20, 2011
Currency Exchange Loss:
Aug 15, 2011