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Ana Maria
Ana has had her own business for nine years-- a tapestry store which she started with her husband.
She previously worked in a free port to cover her basic costs such as water and electricity, among others. She is now working in her tapestry store, which has grown with the help of loans, both in its level of production and its level of sales. Afodenic has provided the loans for the business' growth. In fifteen cycles she has improved her home and increased her sales.
With this new loan she will install ceramic in a room of her home, since it currently has a dirt floor and she wants to make this improvement to improve her hygiene.
She will purchase fourty metres of ceramic, bondex, porcelain and separators, among other items, to start the job.
View original language description ↓
Ana tiene su propio negocio desde hace nueve años, una tapicería que logro empezar junto a su esposo.
Anteriormente trabajo en zona franca, para cubrir los gastos básicos de agua, luz entre otros. Hoy en día esta trabando en su tapicería. En donde con los financiamiento ha crecido en producción como en sus niveles de venta, siendo Afodenic el medio de su crecimiento, con quince ciclos en donde ha mejorado su vivienda, aumentado sus ventas.
Con este nuevo crédito pondrá cerámica a su sala ya que aun es de tierra y desea hacer la mejora para estar en mejores condiciones de higiene. Comprara cuarenta metros de cerámica, bondex, porcelana, separadores entre otros y comenzar la obra.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 21.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Ana Maria she will purchase ceramic to put on the floor, in order to achieve better hygiene and comfort for her family.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2011
Feb 1, 2011
Currency Exchange Loss:
Feb 15, 2012