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Jane K. lives in the Lugala neighborhood of Kampala, Uganda. She is single and has five children, all of whom are in school. For the last 10 years, she has made a living selling charcoal seven days a week. She supplements her income by selling smoked fish. Jane is applying for a loan of 100,0000 Ugandan Shillings from MCDT SACCO to buy more charcoal to sell to her customers. Her main problems are transportation, especially during the rainy season, and customers who fail to make payments on time. Her goals are to become a wholesaler, and to educate her children through the university level. Jane lives in a home that she owns, and has access to electricity and piped-in water. Her major monthly expenses are school fees and electricity bills.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 202
    View loans »
    Uganda Loans Fundraising
  • $31,373,000
    Funds lent in using Kiva
  • 2,357.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Jane to buy more bags of charcoal to sell to her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 17, 2011
Jan 20, 2011
Currency Exchange Loss:
Aug 28, 2011