She is married to M. H. who is a daily wage laborer. She has given birth to three sons and a daughter. Her eldest son has a business selling cosmetics while her second son operates a business selling bed-sheets. Her daughter is a school teacher and has a graduate degree.
Bashiran has applied for a loan from Kiva partner Asasah to improve her eldest son’s business selling cosmetics. With the loan, he will purchase cosmetics such as eye shadow, mascara, liner, lipstick etc in good quantity to sell through his shop. He has been doing this business for over 5 years and Bashiran is hopeful that an investment will improve his business further.
She is a regular loan user of Asasah and this is her 4th loan application. In previous loan years, she has paid her installments on time and never missed any meeting.
Note: In the photo, the lady raising her hand is Bashiran.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid