She lives with her husband and 2 daughters in Multan which is a historic city of Pakistan. She owns a two room house there in the area of Samejabad. Her husband is a rickshaw driver and provides transport services to his clients and to school children. Her daughters are both enrolled in school and are getting their education.
She is a regular loan user of Asasah and this is her 2nd loan application. In the previous loan year, she established good credit behavior and never missed any meetings.
Note: “In the photo, the lady with a raised hand is Nazia”.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid