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Rosibel Mercedes
Rosibel Mercedes R. D. H. is 41 years old and lives in Colón in the department of La Libertad. She lives with her husband, who is an employee of a private company, and their five school-aged children.

Rosibel sells cosmetics, hair and bodycare products, perfume, lotions and bed linens. She operates her business out of her home and also sells clothing in the towns of Colón and San Juan Opico.

She is requesting the loan to buy more merchandise, especially to increase her line of cosmetic products so she can lower her prices. She will also buy body lotions which are in high demand. She is excited about being able to increase her earnings and thus proviD. a good education for her children.
View original language description ↓

Rosibel Mercedes R. D. H. D. 41 años D. edad, resiD. en Colón, en el departamento D. La Libertad, lugar en el cual vive junto a su esposo, quien es empleado D. una empresa privada, y así mismo vive junto a cinco hijos, los cuales se dedican a estudiar. Rosibel posee una venta D. cosméticos, cremas para el cabello y cuerpo, perfumes, lociones, shampoo, y ropa D. camas. Su negocio está ubicado en su casa D. habitación, y así mismo sale a vender las prendas D. vestir en los municipios D. Colón y San Juan Opico. Ella solicita un préstamo con el deseo D. contar con el dinero necesario para comprar mayor cantidad D. mercadería, aumentando la cantidad D. maquillajes y D. esta forma ofrecer diferentes precios, así mismo comprar cremas para el cuerpo, lo cual es lo que posee mayor cantidad D. demanda. Esto llena D. mucha ilusión ya que espera mejorar sus ganancias, y D. esta forma seguir brindándoles la oportunidad a todos sus hijos D. seguir estudiando.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 746
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosibel Mercedes to buy body and haircare products, cosmetics and other items.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 12, 2011
Jan 22, 2011
Currency Exchange Loss:
Aug 15, 2011