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13 De Enero Group
In this Group: Flora , Rosmery, Ana, Irene*, Margarita, Paulina, Sofia, Nelly
* not pictured
The "13 DE ENERO" Communal Bank is a group of 8 women who have decided to join together to receive loans, training, and medical attention. They will be a part of the Germán Busch headquarters in their first loan cycle.
Each of these group members has her own business: service, production, or retail. Among them are school supplies, envelopes, skirt production, gas stoves, general goods, skirt sewing, and locksmith services.
In terms of its organization, this communal bank has its own board of directors; Ms. Flora, the president, Ms. Margarita, the treasurer, and Ms. Ana, the secretary.
The president, Ms. Flora, lives with her husband and one of her three children (the other two have already started their own households). Ms. Flora has been sewing skirts for a living for 20 years. She makes the skirts by special order in her home. When the orders are bigger, her daughter-in-law gives her a hand.
The president,doña Flora, requested a loan amount of 2,000.00 BOB, which will be used to purchase bongé fabric.
Ms. Flora states that this is her first experience as a member of Pro Mujer. When asked what attracts her most about the institute, she responded, "The fast loan and the savings."
View original language description ↓
La Banca Comunal “13 DE ENERO” es un grupo de 8 mujeres que han decidido unirse para recibir crédito, capacitación y atención en salud, serán parte del centro focal de Germán Busch, ellas están iniciando su primer ciclo.

Cada una de las socias tiene negocio propio, de servicio, producción o comercio. Entre ellos tenemos: venta de venestas escolares, venta de sobres, elaboración de polleras, venta de cocinas a gas, venta de varios, costura de polleras, venta de cocinas a gas, cerrajería..

Para su organización, la B. C. 13 de Enero cuenta con una mesa directiva integrada por una presidenta, la señora Flora, una tesorera, la señora Margarita y una secretaria de actas, la señora Ana.

La Presidenta, la señora Flora vive con su esposo y uno de sus tres hijos (los otros dos hijos ya han conformado su hogar) la señora Flora está en el negocio de la costura de polleras, ella tiene este trabajo desde hace veinte años. La costura de las polleras se realizan en su domicilio de acuerdo al pedido que le hagan sus clientes, en caso de que la demanda fuera mayor, le colabora su yerna .
El préstamo solicitado por la señora presidenta, doña Flora fue por Bs.2000.- y será destinado para la compra de tela bongé.

La señora Flora indica que esta es su primera experiencia como socia de Pro Mujer, cuando se le consulta que es lo que le atrae de la institución, ella responde “el crédito rápido y ahorrar”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 97
    View loans »
    Bolivia Loans Fundraising
  • $29,514,125
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 13 De Enero Group's $1,225 loan helped a member purchase fabric.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 14, 2011
Listed
Jan 25, 2011
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2011