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David K., 43, is married with five school-aged children who all attend school. He is a farmer from Kitale town in western Kenya where he has been farming for eighteen years. His mixed farm produces milk, maize, beans and vegetables that are all sold in the local market. He mainly depends on the income from his farm to cater to the needs of his family.

He has requested a loan of 51,600 KES through Kiva’s partner Juhudi Kilimo to purchase and insure a quality dairy cow that will increase his milk production. The extra income from this loan will help improve his family's living conditions.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 812
    View loans »
    Kenya Loans Fundraising
  • $43,889,150
    Funds lent in using Kiva
  • 80.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped David to purchase and insure a dairy cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 10, 2011
Feb 1, 2011
Currency Exchange Loss:
Aug 16, 2012