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Tem Y., 55, is married and resides with her husband and four children in Takeo Province, Cambodia, an area known for pre-Angkorean temples. She sells traditional cakes, earning an income of USD 2 per day. Her husband is a farmer, earning an income of USD 2 per day to help cover the family's expenses. Each month, the family has to spend USD 45 on food and USD 70 on other necessary expenses. Y. is requesting a loan of USD 700 to purchase a motorbike for the family's use. In the future, she would like to use any additional income to repair her house. This will be her second loan from CREDIT, a longstanding Kiva partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Tem to buy a motorbike for the family's use.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 23, 2010
Jan 18, 2011
Currency Exchange Loss:
Mar 15, 2012