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La Ceiba Group
In this Group: Cristina, Ana Maria, Adriana, Francisca, Matilde, Elodia Nomila, Juana, Anatolia, Florida, Maria Nieves
María Nieves is a member of the “La Ceiba” (the Kapok tree) Communal Bank. Her business is selling groceries. She says that she inherited the business that her now deceased parents-in-law had. María has worked in the business for 25 years. She has three children, and two of them go to school. One of them is studying engineering, and a younger one is in elementary school. Her husband is a driver for a soft drink company.

María comments that her store was, and continues to be, the most well-known in the town because it has been there for so long. It was one of the first in the community.

Her dream is to use the loan to meet the needs of her customers who are loyal to her business.

Note: Forida S. A. is the one that cannot be seen well. She is the second one, going from left to right.
View original language description ↓
La señora MARIA NIEVES es integrante del grupo La Ceiba, su negocio es la venta D. abarrotes, ella menciona que su negocio es heredado ya que anteriormente lo atendían sus suegros ya fallecidos. La señora Maria lleva 25 años prestando el servicio, tiene 3 hijos D. los cuales dos estudian; uno D. ellos está estudiando para ingeniero y una menor D. edad cursa la primaria, su esposo trabaja en una agencia D. refrescos como chofer. María menciona que su tienda era y sigue siendo D. las más reconocidas en el pueblo por su antiguedad ya que fue una D. las primeras en la comunidad. Su sueño es con el credito invertir para satisfacer las necesidades D. sus clientes mismos que mantienen su fidelidad hacia su negocio. Observación: La señora Florida S. A. es la que no se ve bien, la segunda D. izquierda a derecha.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 81
    View loans »
    Mexico Loans Fundraising
  • $19,636,450
    Funds lent in using Kiva
  • 12.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Ceiba Group's $3,650 loan helped a member to make her business grow.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 23, 2010
Feb 1, 2011
Currency Exchange Loss:
May 15, 2011