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Heradio Adrian
Heradio has a general store business that has been located in his home for nine years. He buys his supplies in cash, and sells his products both in cash and on credit. He purchases his products at the market, which is much more cost-effective since he can buy at wholesale prices. He has always enjoyed working and supporting his family.

He is requesting a loan to invest in his business. He is the father of four children, but only two are still in school and dependent on him. He tells us that his dream is to improve his enterprise, as it is his way of life.
View original language description ↓
El señor Heradio posee un negocio que es una pulpería. Y está ubicada en su casa de habitación desde hace nueve años. El realiza sus compras de contado y sus ventas son al crédito y de contado, las compras las efectúa en el mercado donde le resulta mucho más favorable ya que así compra el por mayor. Pues siempre le ha gustado trabajar y mantener a su familia. El está solicitando un financiamiento para invertirlo en su negocio, además es padre de cuatro niños y solamente dos están a su cargo, los cuales asisten al colegio y están a su cargo. El nos cuenta que sueña con mejorar su actividad económica que es su medio de vida.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 21.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Heradio Adrian working capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2011
Jan 19, 2011
Currency Exchange Loss:
Feb 17, 2012