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This is 38-year-old Roseline D.. She is married and has two children, ages 7 and 10. In 2007, Roseline established her gara cloth business. She began her business in order to help her husband pay expenses for educating the children and building a house. Working six days a week and six hours a day, she earns about 400,000 SLL every month from this business. She would like a loan in the amount of 4,000,000 SLL. Roseline requires a loan in order to buy more raw materials: brillian cloth (10 pieces @ 120,000 SLL), tie-dye ink (100 pkts. @ 4,000 SLL), gara powder (200 pkts. @ 1,500 SLL), and caustic soda (50 pkts @ 1,000 SLL). She hopes that this loan will enable her to increase her monthly profits by approximately 500,000 SLL. In the future, Roseline D. plans to open a bigger shop in the city of Sierra Leone and hire workers or salespersons. She is very determined. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,200.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Roseline to purchase raw materials to make gara cloth.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 23, 2010
Jan 18, 2011
Currency Exchange Loss:
Sep 15, 2011