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Efua Kwame
Efua Kwame B. is married and has eight dependents. Her husband is a farmer. She buys and resells mortars and pestles for sale. She also sells sugar, which she has been doing for 10 years.

Efua uses her income to assist her husband in the payment of school fees and utility bills. Efua will use the loan to purchase more mortars and pestles for resale. Efua plans to reinvest back into her business the new profits from her expanded business.

In the picture is Efua with a mortar. This type of mortar is what Ghanaians pound palm fruits with when preparing palm-nut soup.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Efua Kwame to purchase more mortars and pestles for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 22, 2010
Jan 18, 2011
Currency Exchange Loss:
Jun 10, 2011