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Azra's Group
In this Group: Azra, Muqadas Bibi, Rani Bibi
Azra has applied for a loan from Kiva partner Asasah to improve her clothes-selling business. She buys clothes from Faisalabad which is known for its textile industry and sells them in her local city. She comes from Okara, a small city in Pakistan, known for its agriculture industry. She has been living there in the area of Faisal Mahmood for the past 8 years. Her husband works abroad.

Azra has given birth to 3 children. Her eldest daughter is in class one while the others are too young to attend school. As her husband is abroad, all the household responsibilities fall on her shoulders. She is managing these responsibilities with great courage and playing her role as a mother and a housewife very well.

She is hopeful that an investment will be profitable for her business and she will be able to make more profits due to bulk purchasing that will allow her to offer her customers more variety. She is a regular loan user of Asasah and this is her 5th loan application. In previous loan years, she has maintained a good credit behavior and never missed any meeting.

Note: In the photo the lady with a book (called Asasah Passbook) is Azra.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 143
    View loans »
    Pakistan Loans Fundraising
  • $13,493,975
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Azra's Group's $775 loan helped a member to buy clothes for business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 10, 2011
Listed
Jan 18, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2012