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Soah S. is 30 and married with three children. She lives with her family in Takeo Province, Cambodia, an area known for pre-Angkorean temples. She is employed at the local factory and earns 3 USD daily. Her husband is a motor-taxi driver and also raises ducks and chickens at home, earning an income of 5 USD per day to help cover the family’s expenses. Each month, the family has to spend 45 USD on food, 15 USD on the children’s education, and 100 USD on other necessary expenses.

Soah is requesting a loan of 1,000 USD to purchase chickens and ducks to sell during the Chinese New Year. This is her first loan from CREDIT, a longstanding Kiva partner. In the future, Soah would like to use any additional income to repair her house.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 258
    View loans »
    Cambodia Loans Fundraising
  • $37,494,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Soah to purchase chickens and ducks.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 5, 2011
Jan 18, 2011
Currency Exchange Loss:
Nov 21, 2011