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Saima's Group
In this Group: Saima , Rashida Bibi, Rafaqat Bibi, Kosar Bibi, Rashda Parveen, Saima Bibi
Saima lives in a small housing colony in the city of Kamoki which is located in Punjab, Pakistan, which is known for its agriculture industry. She has been living there for over ten years. She is a housewife and she prefers to stay at home and take care of her household responsibilities. She has given birth to a daughter who is two years old.

Her husband’s name is A. M. and he operates two businesses. He runs a grocery store in the market through which he offers daily use items to his clients, which include cooking oil, rice, sugar and spices, etc., and he has also put seasonal vegetables outside of his shop to sell to his clients.

Saima has applied for a loan from Kiva partner, Asasah, for her husband’s businesses. With the loan, he will buy groceries and some seasonal vegetables which will help him in increasing his sales and in earning a good income as well. He has been in this business for over ten years, and Saima is hopeful that this investment will be a profitable one for him.

She is a new loan user of Asasah. She is confident that the loan investment will help her husband in improving his business conditions which will help her family to live a better life.

Note: In the photo, the lady with a book (called Asasah Passbook) is Saima.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 472
    View loans »
    Pakistan Loans Fundraising
  • $15,108,650
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saima's Group's $1,125 loan helped a member to buy groceries and vegetables to resell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 10, 2011
Jan 18, 2011
Currency Exchange Loss:
Jan 15, 2012