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But S., age 41, makes a living by selling fish. He and his wife sell the fish that they buy from other fisherman in reasonable price and sell it out to again income in the mobile place. He currently earns an average of US$4 a day, and he has been running his business for over ten years. But S. is the father of two children, one is married and earning a profit by selling fish in the busy market. The other one is a student in school. Recently, his family has been facing difficulty in their living conditions due to their house needing repair. To solve the problem, But S. would like a loan to repair a part of his broken house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 265
    View loans »
    Cambodia Loans Fundraising
  • $38,016,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped But to repair a part of his broken house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Dec 30, 2010
Jan 17, 2011
Currency Exchange Loss:
Oct 15, 2011